Insurance is the act of insuring life, property, etc, against loss or harm arising in specified contingencies such as fire, accident, death, disablement, or the like, in consideration of a payment proportionate or equivalent to the risk involved.
It is also a coverage by contract in which one party agrees to indemnify or reimburse another for loss that occurs under the terms of the contract.
Below are some insurance policies you should give a try out in 2017:
What Age Should I Get It? : Any Age
If it’s affordable get it! Healthcare is expensive. One MRI can cost thousands if not tens of thousands of dollars! (Magnetic resonance imaging (MRI) is a noninvasive medical test that physicians use to diagnose and treat medical conditions. MRI uses a powerful magnetic field, radio frequency pulses and a computer to produce detailed pictures of organs, soft tissues, bone and virtually all other internal body structures. MRI does not use ionizing radiation {x-rays}. Detailed MR images allow physicians to evaluate various parts of the body and determine the presence of certain diseases. The images can then be examined on a computer monitor, transmitted electronically, printed or copied to a CD). Don’t ever be cheap with your health. Health insurance is one of those things, even if you don’t use it. To know that you have it will help you live a better life. That doesn’t mean you should stop taking care of yourself, you should just feel that you have a guardian angel protecting you in case of any catastrophic events.
What Age Should I Get It? : Any Age
If you’re buying or leasing a car then this is a MUST! Protect yourself, protect your car, your investment everything! Get collision insurance for an extra layer on top of regular liability. Make sure to check with your country or state to make sure you get the insurance that meets the requirements. This is one of the most important types of insurance anyone will buy.
What Age Should I Get It? : Age 50’s – 70’s
Once you turn a ripe old age, things start to break down. Long term care insurance will help with the costs associated with old age and taking care of the elderly. Get it for yourself or a loved one to ensure you don’t run into a situation where you can’t take care of yourself or the one you love after their body stops working.
What Age Should I Get It? : Any Age
If there is every a policy that can cover it all, THIS is it! Supplemental insurance does just what its name suggests. It covers you in cases where your other insurance policies don’t cover you enough. It’s really a good consideration if you’re other policies have loopholes in them, or you feel the need to be protected with an extra layer just in case.
What Age Should I Get It? : Age 20’s – 40’s
We all have a fear of that day when we’ll pass to the next world. What happens to our loved ones, the ones we are taking care of, the ones we'll leave behind. There is need to make sure they are taken care of. Life insurance does just that. It ensures your loved ones have enough money to survive after your death. It’s hard to think about, but it’s a little comforting knowing than your loved ones will be okay after you are gone. The policies have different terms and prices depending on how much you’d like to get paid out.
What Age Should I Get It? : Age 20’s
When you first start working, you instantly become an asset and a value to yourself as well as the people you support. Even if you’re currently not supporting anyone, getting disability insurance when you start working is a policy that protects the salary you are making. If in any case you get injured or can not perform your job, your disability insurance can pay up to 80% of your salary for life. It’s worth the extra dollars to protect yourself.
What Age Should I Get It? : Age 20’s to 40’s
A lot of new apartment complexes require you to get this type of insurance. It is important to protect your belongings in case of any issues that may occur when renting a place. It’s even more important to insure your home if you are buying a new place as well. You want to protect your investment with a policy that will help you sleep at night!
What Age Should I Get It? : Any Age
Travel insurance is one of those things, we usually tend to decline, until we have that one bad experience. Once you have that bad travel experience ( and we all will at some point), you’ll never skip getting travel insurance. Many credit cards that you book your experience with will offer some sort of travel insurance too. To be safe, go with the one that the booking company offers. It usually covers the most.
What Age Should I Get It? : Any Age
Pet insurance is one of the most important aspects of getting a pet in the first place. Covering your loved one from all issues to make sure your costs of pet ownership don’t outweigh the benefits. Pet’s are really cute and add a lot to your life, but can be very expensive later on in life; keeping up with vaccinations, any unexpected issues. Let the insurance company take care of it for you.
It is also a coverage by contract in which one party agrees to indemnify or reimburse another for loss that occurs under the terms of the contract.
Below are some insurance policies you should give a try out in 2017:
Also see:
Download JAMB CBT Practice App for Android
Download WAEC CBT Past Questions And Answers App
Health Insurance
When To Get It? : Get It As Soon As PossibleWhat Age Should I Get It? : Any Age
If it’s affordable get it! Healthcare is expensive. One MRI can cost thousands if not tens of thousands of dollars! (Magnetic resonance imaging (MRI) is a noninvasive medical test that physicians use to diagnose and treat medical conditions. MRI uses a powerful magnetic field, radio frequency pulses and a computer to produce detailed pictures of organs, soft tissues, bone and virtually all other internal body structures. MRI does not use ionizing radiation {x-rays}. Detailed MR images allow physicians to evaluate various parts of the body and determine the presence of certain diseases. The images can then be examined on a computer monitor, transmitted electronically, printed or copied to a CD). Don’t ever be cheap with your health. Health insurance is one of those things, even if you don’t use it. To know that you have it will help you live a better life. That doesn’t mean you should stop taking care of yourself, you should just feel that you have a guardian angel protecting you in case of any catastrophic events.
See also: Insurance Journal Mobile App
Car / Automobile Insurance
When To Get It? : Get It When You Get A CarWhat Age Should I Get It? : Any Age
If you’re buying or leasing a car then this is a MUST! Protect yourself, protect your car, your investment everything! Get collision insurance for an extra layer on top of regular liability. Make sure to check with your country or state to make sure you get the insurance that meets the requirements. This is one of the most important types of insurance anyone will buy.
Long Term Care Insurance For Elderly
When To Get It? : Get It When You Or Loved One Are OlderWhat Age Should I Get It? : Age 50’s – 70’s
Once you turn a ripe old age, things start to break down. Long term care insurance will help with the costs associated with old age and taking care of the elderly. Get it for yourself or a loved one to ensure you don’t run into a situation where you can’t take care of yourself or the one you love after their body stops working.
Supplemental Insurance
When To Get It? : Get It Whenever You Want Extra CoverageWhat Age Should I Get It? : Any Age
If there is every a policy that can cover it all, THIS is it! Supplemental insurance does just what its name suggests. It covers you in cases where your other insurance policies don’t cover you enough. It’s really a good consideration if you’re other policies have loopholes in them, or you feel the need to be protected with an extra layer just in case.
Life Insurance
When To Get It? : Get It When You Get MarriedWhat Age Should I Get It? : Age 20’s – 40’s
We all have a fear of that day when we’ll pass to the next world. What happens to our loved ones, the ones we are taking care of, the ones we'll leave behind. There is need to make sure they are taken care of. Life insurance does just that. It ensures your loved ones have enough money to survive after your death. It’s hard to think about, but it’s a little comforting knowing than your loved ones will be okay after you are gone. The policies have different terms and prices depending on how much you’d like to get paid out.
Disability Insurance
When To Get It? : Get It When You First Start WorkingWhat Age Should I Get It? : Age 20’s
When you first start working, you instantly become an asset and a value to yourself as well as the people you support. Even if you’re currently not supporting anyone, getting disability insurance when you start working is a policy that protects the salary you are making. If in any case you get injured or can not perform your job, your disability insurance can pay up to 80% of your salary for life. It’s worth the extra dollars to protect yourself.
Renters & Homeowners Insurance
When To Get It? : Get It When You First Move Out Or Buy HomeWhat Age Should I Get It? : Age 20’s to 40’s
A lot of new apartment complexes require you to get this type of insurance. It is important to protect your belongings in case of any issues that may occur when renting a place. It’s even more important to insure your home if you are buying a new place as well. You want to protect your investment with a policy that will help you sleep at night!
Travel Insurance
When To Get It? : Get It When You TravelWhat Age Should I Get It? : Any Age
Travel insurance is one of those things, we usually tend to decline, until we have that one bad experience. Once you have that bad travel experience ( and we all will at some point), you’ll never skip getting travel insurance. Many credit cards that you book your experience with will offer some sort of travel insurance too. To be safe, go with the one that the booking company offers. It usually covers the most.
Pet Insurance
When To Get It? : Get It When You Get A Pet .What Age Should I Get It? : Any Age
Pet insurance is one of the most important aspects of getting a pet in the first place. Covering your loved one from all issues to make sure your costs of pet ownership don’t outweigh the benefits. Pet’s are really cute and add a lot to your life, but can be very expensive later on in life; keeping up with vaccinations, any unexpected issues. Let the insurance company take care of it for you.
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